Everything in one platform
From invoicing and M-Pesa payments to bulk SMS campaigns and metered utility billing - Zana has every tool your Kenyan business needs.
Get startedInvoices that look the part and do the work
Create clean, branded invoices in seconds and send them straight to your customer's inbox - PDF attached, pay link inside.
- Line items with quantities, unit prices, and notes
- Automatic line totals and amounts
- Your logo, company details, and KRA PIN on every document
- Draft, send, partially paid, paid, overdue, and void statuses at a glance
- Emailed as a PDF with a secure pay link built in
Get paid with an M-Pesa prompt
Customers open a secure pay link, enter their number, and approve the STK push on their phone. No account, no app, no friction.
- M-Pesa STK push via SasaPay and Daraja
- Card and other methods through Paystack
- Public, single-use pay pages - customers never log in
- Partial payments, with the balance tracked automatically
- Works on any phone, no download required
Send money out, not just in
Pay suppliers, vendors, and staff straight from Zana - to mobile money or bank accounts - so your money-out lives right next to your money-in.
- Pay people to mobile money or bank accounts
- Pay businesses on their till or paybill
- Require a second person to approve a payment
- Set daily limits to stay in control
- A complete, auditable record of every payout
Bill repeat customers on autopilot
Set up a plan once and let Zana raise and send each invoice on schedule - retainers, subscriptions, and memberships handle themselves.
- Flexible billing cycles for any cadence
- Invoices generated and emailed automatically
- Renewal reminders before a plan lapses
- Pause, resume, or run a cycle on demand
Money matches itself to invoices
When a payment confirms, Zana records it, updates the invoice, and clears the balance - through webhooks that are safe to retry.
- Real-time updates the moment a payment lands
- Idempotent, deduplicated webhook handling
- Partial and overpayment handling built in
- A complete, auditable payment history per invoice
Receipts and PDFs, sent for you
Every payment triggers a branded PDF receipt, emailed to your customer automatically. Invoices and receipts are always a link away.
- Automatic PDF receipts on every payment
- Branded invoice and receipt documents
- Shareable, secure document links
- Reliable delivery with a record of every email sent
Reach customers with SMS and WhatsApp
Build your contact list, craft reusable templates, and send targeted bulk campaigns - SMS and WhatsApp - straight from your workspace.
- Bulk SMS campaigns with per-contact delivery tracking
- WhatsApp message campaigns
- Contact lists, groups, and segmentation
- Reusable templates with personalisation variables
- Opt-out management and compliance built in
From meter reads to paid invoices
Run metered utility billing - capture readings, apply tiered tariffs, generate invoices per account, and track arrears and collections.
- Utility accounts with meter assignments and zones
- Capture and bulk-import meter readings
- Tiered tariff bands, standing charges, and levies
- Billing runs that review exceptions and post invoices
- Arrears ageing and disconnection candidate list
Multiple businesses, one login
Each workspace is its own world - separate customers, branding, and payment credentials - so you can run several businesses without mixing them up.
- Fully isolated data per workspace
- Team members with roles and permissions
- Per-workspace payment provider credentials
- Passwordless sign-in with Google or an email code